AMAZON
The Affordability Problem
How do you show every deal without overwhelming the customer?
Role
UX Lead
Years
2021-present
Impact
50+ launches across the globe · VP-led vision initiative · Scaling to 5 markets¹.
50+ launches across 4 years
BNPL. Bank discounts. Cashback. Installment savings. I led UX strategy for all major affordability levers across NA and Europe. Patterns scaled to JP, BR, MENA, AU, and SG.
When everything broke
High inflation made affordability essential. But more options meant more confusion.
“Can I see the mocks for this? The analysis is very concerning.”
In 2024, we tried showing every deal at once. A user study surfaced Installments, Coupons, Bank Offers, and Cashback simultaneously — 18 price points, 9 landed prices.
Users couldn't calculate the actual cost. They froze.
Amazon's SVP of International Stores saw this and demanded immediate action.
From showing everything to recommending the best
The vision: Individually Smart, Collectively Simple. AI ingests price, credit, coupons, and interest rates — then recommends the single best path.
Feature the Best: Pay Now & Pay Later
Surface the lowest best pay-now and pay-later option for each customer.
Honor Payment Intent
Respect what the customer shopping intent they've expressed and adopt the shopping experience
Transparency Over Ambiguity
Show real costs upfront. No hidden math.
Solidify Value & Trust
Reinforce customers trust on the savings feel real and Amazon is an affordable place to show
The End-to-End Vision
Based on my 4 years leading affordability UX across NA and Europe, VP leadership tapped me to define the end-to-end vision, 11 touchpoints from AI chatbot entry to post-purchase savings.
Gen-AI Chatbots
Some concepts blurred for confidentiality. Full walkthrough available on request.
5 product teams aligned · 3 geos · ML, engineering, and product stakeholders
Vision in action
“Recommended” label
AI/ML driven badge highlighting the best payment method for each customer.
8-figure impact · Live in BR Q1’26
While the full vision are still in exploration, near-term experiments are already proving the thinking.
Listing best pay now and pay later options on the product detail page.
8-figure impact · Live in MX/BR Q1’26
Installments in MOD
Adaptive shopping flow based on customer’s payment intent and propensity
8-figure impact · Live in MX/BR Q1’26
Adaptive checkout
MORE
PROJECTS
Unified Payment Experience
EXO Inspect